Partner Program Terms

1. Who can take part

Every Stackado account holder is a partner. Opening Refer & Earn in your dashboard creates your referral link automatically and enrols you in credits mode. Cash payouts are a separate step: you can request them from your dashboard, or apply through the affiliate page, and a person reviews the request before any cash is owed.

2. What you earn

• Credits mode: 25% of every subscription payment a referred account makes, added to your Stackado credit balance at 1,000 credits per US dollar. No minimum.
• Cash mode: 20% of every subscription payment a referred account makes, paid by bank transfer or stablecoin.

Rates are flat. There are no volume tiers and no coupon codes. Commission is calculated on the amount actually collected, and the rate that applies to a payment is the rate in force when that payment was made — changing these terms never alters commission you have already earned.

Credit top-up purchases do not earn commission. Only recurring subscription payments do.

3. How long a referral earns

A referred account earns you commission on its subscription payments for 12 months from the date it first reaches a paid plan. Payments after that window earn nothing. If the customer cancels, their payments simply stop and so does the commission — there is no penalty and nothing is taken back.

4. The refund hold, and reversals

Each commission is held for 30 days after the payment it came from, and 60 days for annual plans, which carry twelve months of service in a single charge. During the hold the amount shows in your dashboard as pending and is not yet yours.

If the underlying payment is refunded or charged back, or the referral is disqualified under section 6, the commission is reversed. Commission that has already been paid out or already settled into credits is not clawed back automatically; we will contact you if a correction is needed.

5. How attribution works

• Clicking your link stores a first-party cookie in the visitor's browser for 90 days.
• Last touch wins: if a visitor later clicks a different partner's link, that link replaces yours.
• One referrer per person, permanently: a referral is recorded once, when the account is created. It cannot be reassigned afterwards, by you or by anyone else.
• Only new accounts count. A referral is recorded only if the account is created within 72 hours of the click, so existing customers cannot be attributed to a partner.
• When a referred user creates an organisation that subscribes, the organisation's payments are attributed to whoever referred the person who created it.

6. What disqualifies a referral

We may disqualify a referral, and reverse its unpaid commission, where:

• Self-referral. You may not refer yourself, another account you control, or an account sharing an email address with yours.
• The signup is fraudulent, automated, duplicated, or made with an incentive we did not agree to.
• Promotion used paid search on Stackado brand terms, misrepresented what Stackado does or what it costs, or implied an official relationship with Stackado that does not exist.
• Promotion involved unsolicited email, spam, or content that breaches our Terms of Service.

We may also suspend a partner account while we look into any of the above. A suspended link stops recording new referrals; everything already earned is unaffected.

7. Getting paid — credits

Once a commission clears its hold it is settled into your Stackado credit balance at 1,000 credits per US dollar. There is no minimum. Credits are spendable across the Stackado platform and are not exchangeable for cash. A monthly settlement cap applies as a fraud control; anything above it settles in the following month.

8. Getting paid — cash

Cash payouts run monthly. To be included in a run you need all of:

• an approved cash-mode partner account in good standing;
• payout details on file — a Wise account or a stablecoin address;
• a completed tax declaration (W-9 for US tax residents, W-8BEN otherwise). We do not ask for a tax identification number in the app; if a signed form is required we request it directly;
• a cleared balance of at least $50.00. Below that, the balance rolls forward to the next run.

Payouts are made in USD. Transfer, conversion and network fees charged by your payment provider are yours. You are responsible for any tax on what you earn. Partners are independent contractors: nothing in this program creates an employment, agency, or joint-venture relationship.

9. The bonus for people you refer

Someone who signs up through a partner link and subscribes receives a one-time credit bonus worth 25% of their plan's included monthly credits. It is granted once, on their first paid subscription, and does not repeat on later upgrades.

10. Your referral link

Your code may be customised once, to between 6 and 12 lowercase letters, numbers and hyphens. Codes that impersonate Stackado, our products, or another brand are reserved and will be reassigned.

11. Changes and ending

We may change these terms, and will post the new version here with an updated date. Changes apply to commission earned after they are posted, never to commission already accrued. Either of us may end participation at any time; cleared commission you have already earned is still paid, subject to the rules above.

12. Questions

Email hello@stackado.com with the subject "Partner program".